How it works

Clear steps.
Clear roles.

Consulting is about preparation and navigation. Here's exactly what we do — and what we don't.

The process

Four steps, start to finish.

01

Free assessment

Answer a short, service-specific questionnaire. No credit pull, no documents.

02

Readiness review

A consultant reviews your answers and talks through where you stand.

03

Prepare & research

We organize documents with you and research options that may fit.

04

Apply with guidance

You submit applications; we help you navigate each step. Lenders decide.

Who does what

We consult. Lenders lend.

Zero Point

Readiness assessment, document organization, option research, application guidance.

Independent lenders

Eligibility, approval, pricing, terms and funding.

ZeroPoint Capital Group provides consulting only. We help you assess readiness, organize documents, explore options and navigate applications. We are not a lender and do not make credit decisions. Independent lenders control eligibility, approval, pricing and funding. You may always apply to lenders directly.

Zero Point Capital and Elev8 Group Ai LLC is not a bank, lender, financial advisor, or loan officer. We do not make lending decisions or provide financial advice. We operate strictly as consultants and educators, guiding clients through funding strategies and available options based on their individual profiles and goals.

Fees

Free to start.

The initial assessment is always free. Consulting services may carry a separate fee, disclosed in writing before you enroll. Personal-lending consulting carries a 15% consulting fee; its basis and timing are explained before enrollment.